i-Great MediHarapan | Takaful medical health coverage & protection plan for individual & family
i-Great MediHarapan | Takaful medical health coverage & protection plan for individual & family
In the event of emergencies or hospitalisation, there are several costs that patients or their family members must bear. i-Great MediHarapan helps protect you from the unexpected and eases the financial burden on your loved ones, as it is a healthcare protection plan for you and your family.
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Key benefits
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Unlimited Overall Lifetime Limit and RM200,000 Overall Annual Limit
Enjoy RM200,000 overall annual limit for only RM3.50 daily* with unlimited Overall Lifetime Limit
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Deductible of RM300 per disability
Pay only RM300 of your hospital bill per disability for selected covered benefits, and we will take care of the rest.
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Medical coverage of up to age 100 years
Enjoy medical coverage and benefits until you reach 100 years of age next birthday.
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5% family discount
Enjoy a 5% family discount when you participate in i-Great MediHarapan with your spouse and family members.
How i-Great MediHarapan works
Let us match you with a qualified Takaful advisor
Our Takaful advisor will answer any questions you may have about our products and planning.
How can we help you?
Understand the details before participating
- i-Great MediHarapan is a yearly renewable stand-alone Medical and Health Takaful plan with step-up contribution that provides coverage for Hospitalisation and/or Surgical Treatment due to accident or illness up to age 100 years next birthday. Contributions are payable up to the age of 100 years next birthday.
- Age refers to age next birthday.
- You should be convinced that this plan will best serve your needs and that the contributions payable under the certificate are affordable to you. If you do not pay within grace period of 30 days, your certificate will lapse immediately which may result in loss of coverage.
- A “free-look period” of 15 days from the delivery date of the certificate is given for you to review the suitability of the plan. If the Certificate is returned to us during this period, we shall refund an amount equal to the amount of contributions paid minus the expenses incurred for medical examination (if any).
- Upon surrender, you should not expect to receive any value from the certificate. Nevertheless, the unexpired Tabarru’ from the Tabarru’ fund and the unearned unallocated contribution from the Takaful Operator’s fund (other than the first year Unallocated Contribution) less actual medical expenses incurred (if any) will be payable to you.
- Upon termination or expiry of the certificate, no benefit will be payable from Tabarru’ Fund.
- If you switch your certificate from one Takaful Operator to another or if you replace your current certificate with another certificate within the same Takaful Operator, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of switching or replacement.
Terms and conditions apply. The info above merely provides general information only and is not a contract of family takaful. You are advised to refer to the Benefit Illustration, Product Disclosure Sheet and sample certificate for detailed features and benefits of the plan before participating in the plan. You may also refer to the consumer education booklet on Medical & Health Takaful issued under the Consumer Education Programme for more information.