Riders on traditional plans

A contribution paying rider in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of death or total and permanent disability  or critical illness of the contributor.

A contribution paying rider for protection purpose in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of death or total and permanent disability, or critical illness of the contributor.

A contribution paying rider in which rider sum covered will be payable from the Tabarru’ Fund to support the payment of future designated contributions due under the certificate in the event of death or total and permanent disability or critical illness of the contributor.

A contribution paying rider in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of total and permanent disability or critical illness of the Person Covered.

A contribution paying rider for protection purpose in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of critical illness of the Person Covered.

A contribution paying rider in which rider sum covered will be payable from the Tabarru’ Fund to support the payment of future designated contributions due under the certificate in the event of total and permanent disability or critical illness of the Person Covered.

A regular contribution top-up rider of which 95% of contributions payable will be allocated to the Participant’s Unit Account solely for savings and investment purpose.

A contribution paying rider that provides daily cash benefit (“hospitalisation benefit”) in the event of hospitalisation due to illness or accidental injury.

A contribution paying rider that provides coverage for hospitalisation and surgical expenses incurred due to illness or accidental injury with no co-Takaful feature, in excess of the deductible amount, where applicable. i-Medi ExPlus Rider enhances the primary medical plan attaching to the same certificate with extended overall annual limit and no deductible applicable.

A contribution paying rider that provides coverage in the event of critical illness. It also provides additional child critical illness coverage for Person Covered from age 1 to 18 years next birthday. This rider will accelerate the Basic Sum Covered of the basic plan.

A contribution paying rider that pays multiple claims across different critical illness or across severity levels within the same critical illness, subject to the fulfilment of the pre-defined conditions. This rider must be attached together with i-Lifetime Critical Illness Benefit Term Rider.

A contribution paying rider that provides coverage in the event of critical illness. It also provides additional child critical illness coverage for Person Covered from age 1 to 18 years next birthday. This rider sum covered is additional on top of the basic plan sum covered.

A regular contribution term rider that provides coverage in the event if critical illness. This rider will accelerate the sum covered of the basic plan.

A contribution paying rider that provides coverage in the event of death of the Person Covered due to accidental cause, payable on top of the death benefit provided under basic plan.

A contribution paying rider that provides coverage in the event of death, total and permanent disability, permanent or temporary disability, caused solely and directly from accident. It also reimburses medical expenses and provides weekly indemnity benefit for hospitalisation in Malaysian government hospital. The Sum Covered of this rider will be increased by 5% of the initial rider Sum Covered every year up to a maximum of 150% of the initial rider Sum Covered.