i-Great Critical Care
i-Great Critical Care | Comprehensive takaful protection plan for 50 critical illnesses
Your health is essential to you and your family. Living in the current times has increased our chance of being affected by a critical illness. Our plan can assist the recuperation process by getting you the treatment that you need, as well as lifting the financial burden off you and your loved ones.
Financial Budget Calculator
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View product brochure
Product disclosure sheet
Certificate documents
Key benefits
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Basic Sum Covered of up to RM500,000
Our plans provide you with a basic sum from RM50,000 up to RM500,000 to cater to your situations and needs. Check out our critical care solutions to see which one fits your needs.
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No medical examination
Upon diagnosis of the selected critical illness, the person covered does not need a medical examination to earn the benefits of the i-Great Critical Care.
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Coverage for 50 Critical Illnesses
Once diagnosed with any of the 50 Critical Illnesses, we will pay the Person Covered in one lump sum from the Tabarru’ Fund, except for angioplasty and any other intrusive coronary artery disease procedures, in which the claim payment is limited to 10% of the Sum Covered subject to a cap of RM25,000.
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Underwriting surplus and investment profit
You will also earn an underwriting surplus and investment profit, if any, under this plan. The underwriting surplus and investment profit will be payable to you via any medium that the Takaful Operator deemed fit.
Note: The underwriting surplus and investment profit are determined yearly.
How i-Great Critical Care works
Let us match you with a qualified Takaful advisor
Our Takaful advisor will answer any questions you may have about our products and planning.
How can we help you?
Understand the details before participating
Great Eastern Takaful Berhad (916257-H) is licensed under the Islamic Financial Services Act 2013 and is regulated by Bank Negara Malaysia. No intermediaries are involved in the promotion or marketing of products offered through direct channel.
- i-Great Critical Care is a regular step-up contribution, stand alone Takaful plan without savings and investment element that provides coverage in the event of person covered is diagnosed with any of 50 Critical Illnesses up to age 80 years next birthday.
- You should be convinced that this plan will best serve your needs and that the contributions payable under the certificate are affordable to you. If you do not pay within grace period of 30 days, your certificate may lapse immediately which may result in loss of coverage.
- A “Free-Look period” of 15 days from the delivery date of the certificate is given for you to review the suitability of the plan. If the certificate is returned to the Takaful Operator during this period, the Takaful Operator shall refund an amount equal to the amount of contributions paid.
- Upon surrender, you should not expect to receive any value from the certificate. Nevertheless, the unexpired Tabarru’ from the Tabarru’ fund and the unearned unallocated contribution from the Takaful Operator’s fund (if any) will be payable to you.
- Upon termination, no benefit will be payable from Tabarru’ Fund.
- If you switch your certificate from one Takaful Operator to another or if you replace your current certificate with another certificate within the same Takaful Operator, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of switching or replacement.
This information is for general information only. You are advised to refer to the brochure, Product Disclosure Sheet and sample of certificate for detailed features and benefits of the plan before participating in the plan.
Great Eastern Takaful Berhad is a member of PIDM. The benefit(s) payable under eligible certificate/product is(are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Great Eastern Takaful Berhad or PIDM (visit www.pidm.gov.my).