#TooMajestik Campaign - Limited offer!

Key benefits

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  Maturity Booster Benefit

  Upon maturity of this plan, a percentage of total Annualised Basic Contribution may be payable from Takaful Operator's fund as a form of Hibah. This benefit is payable if the contribution is paid up to date, where all contribution due (if any) needs to be settled not later than twelve (12) months after the last contribution payment term.

  Coverage Term	Contribution Payment Term	% Annualised Basic Contribution
  10 Years	3 Pay	80%
  15 Years	5 Pay	95%
  20 Years	10 Pay	300%
  25 Years	10 Pay	330%
  30 Years	20 Pay	400%

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  Investment Booster Benefit

  Upon survival of the Person Covered, a percentage of the Annualised Basic Contribution will be payable from Participant's Individual Account into the Participant’s Unit Account towards the purchase of units in accordance with the fund direction chosen based on 100% allocation rate  according to the schedule below starting from the end of the 1st Certificate Year annually until termination or maturity of the certificate, whichever occurs first.

   

  Payment & Coverage Term
  Certificate Years	3 Pay 10	5 pay 15	10 pay 20	10 pay 25	20 pay 30
  Years 1 - 5	5%	5%	5%	5%	5%
  Years 6 - 10	10%	10%	10%	10%	10%
  Years 11 - 25	-	20%	20%	20%	20%
  Years 26 - 30	-	-	-	-	30%

   

  This benefit will only be payable if the Contribution under the certificate is paid on time and up to date. 

  In the event that the amount in PIA is insufficient to pay for the Investment Booster as prescribed under the certificate, the shortfall will be payable from Tabarru’ Fund 2. 

  Missed Investment Booster (IB) will not be payable even if the Contribution is paid up to date subsequently. Subsequent IB is payable as long as the Contribution is paid up to date.

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  Additional Accidental Death Benefit

  Upon accidental death of the Person Covered, a percentage of the Total Payout shall be payable from the Tabarru’ Fund 1, on top of the Death Benefit, as follows: 

  Accidental Death Benefit	Additional Accidental Death Benefit (% of Total Payout)
  Death due to Accident in Malaysia	100%
  Death due to Accident (Public Conveyance) in Malaysia: i. while traveling in a public conveyance; or ii. while riding as a passenger in an elevator or in electric lift; or iii. in consequence of the burning of any hotel or other public building (exclude theatre or cinema) in which the Person Covered shall be present at the time of commencement of the fire;	300%
  Death due to Accident outside of Malaysia	300%

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  No Medical Underwriting

  Get this protection plan without having to go through the hassle of medical underwriting.

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  Attachable Riders

  Customise your Takaful plan for a comprehensive protection with these optional 3 riders:

  i-Saver Rider

  95% of contributions payable will be allocated into the Participant’s Unit Account for savings and investment purposes.

  i-Provider Critical Illness Term Rider

  Provides future contribution in the event of Person Covered diagnosed with one of the critical illnesses except angioplasty and other invasive treatments for coronary artery disease.

  i-Contributor Protection Plus Term Rider

  Provides future contribution in the event of Contributor's death, Total & Permanent Disability or diagnosed with one of the critical illnesses except angioplasty and other invasive treatments for coronary artery disease.