i-Great Infiniti - Limited Offer!
Takaful savings and financial management plan with everlasting benefits for generations to come.
From 1 November 2024 - 17 November 2024
In this life, there are many important things that you need to protect. Act now to ensure your next generation is left with a meaningful legacy.
i-Great Infiniti is a Takaful savings plan that ensures your family protected while enjoying continuous monthly cash payments until the age of 100 on your next birthday. i-Great Infiniti also offers additional accidental death benefits and maturity benefits without medical underwriting.
By starting your financial planning and legacy management early, it can give you peace of mind that you have provided financial protection and left a valuable legacy for your loved ones to settle your liabilities in the event of unforeseen circumstances. Expand your savings and increase your wealth with a plan specifically designed to help your family achieve the inspiration they dream of.
Participate in i-Great Infiniti while promotion runs from 1 - 17 November 2024. Register today!
Benefits
Monthly Cash Payment
Upon the end of your contribution payment term or the end of the 10th Certificate Year, whichever is earlier, a percentage (%) of annualised contribution will be spread evenly for twelve months and payable in monthly basis until death, TPD, surrender or maturity of the certificate; whichever occurs first.
No medical underwriting required
Get this protection plan without having to go through the hassle of medical underwriting.
Additional accidental death coverage
Upon death of the Person Covered due to Accidental causes prior to the Certificate Anniversary on which the Person Covered attains the age of 70 years next birthday, an additional amount of death benefit shall be payable on top of the Death Benefit.
Death or Total & Permanent Disability (TPD) benefit
Death benefit is payable prior to the Certificate Anniversary on which the Person Covered attains the age of 100 years next birthday, while TPD benefit is payable prior to the Certificate Anniversary on which the Person Covered attains the age of 70 years next birthday.
Maturity benefit
When your plan reaches maturity, you will receive the a lump sum amount equal to the higher of:
105% of Total Contribution paid less Total Cash Payment received; orUniversal Takaful Account Value;
and Participant Reinvestment Account Value (if any).
No-Lapse Facility
Certificate will not lapse and remain inforce even if Universal Takaful Account value is insufficient to deduct the fees and charges, provided all Contribution due are paid on time (within the grace period) and paid up to date.
Badal Hajj, Waqf and Hibah services
These are optional services and you need to fill in the Hajj by Proxy Service Form, Waqf Services Form and Nomination and Assignment Form for the respective services of your choice.
Terms and conditions
1Universal Takaful Account or UTA refers to the account which the contribution and any surplus and / or profit arising shall be allocated.
2 Participant’s Reinvestment Account or PRA refers to the account established for the reinvestment of the Cash Payment if Reinvestment option is selected.
3 Tabarru’ means a portion of Contribution allocated into the Tabarru’ Fund(s) as donation that You willingly relinquish in order to help and provide assistance to fellow Participants in need.
4 Sum At Risk means the excess of Prevailing Sum Covered over the UTA Value at the beginning of a certificate month plus any allocated contribution of the month, subject to a minimum of zero. Sum At Risk is payable from the Tabarru’ Fund 1.
5 Tabarru’ Fund(s) means pool of funds established for the purpose of solidarity and cooperation among the Participants in:
(a) Tabarru’ Fund 1 – for misfortune events (payment of claims);
(b) Tabarru’ Fund 2 – for events other than as specified in (a) above.
How i-GREAT Infiniti works
